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Hurricane preparedness for the Gulf and Atlantic coasts: a checklist and what to do

The National Weather Service calls storm surge the leading cause of hurricane deaths in the United States, and inland flooding the second. Wind gets the headlines, but water does most of the killing. This page covers what is specific to hurricanes: when the season runs, how to read the forecast, how to find your evacuation zone, when to leave, how to ride it out if you are not in a zone, and how to get through the days after. For general kits, water and first aid, use the main guide chapters linked below.

In an emergency, call 911 (or your local emergency number) and follow local officials. This page is not a substitute for their instructions.

When the season runs, and why September matters

The National Hurricane Center (NHC) puts the Atlantic hurricane season at June 1 through November 30. It peaks around September 10, and most activity falls between mid-August and mid-October. Storms can still form outside those dates.

NHC figures for the 1991 to 2020 period put an average Atlantic season at 14 named storms, 7 hurricanes and 3 major hurricanes (Category 3 or stronger). Any one season can be far busier or quieter than that, and it only takes one storm hitting your town to make it a bad year.

The National Weather Service (NWS) says the best time to prepare is before the season starts on June 1. Stores run out, contractors get booked up and flood policies need time to take effect, so do the slow jobs in spring.

Saffir-Simpson Hurricane Wind Scale (NHC)
CategorySustained windWhat NHC says to expect
174 to 95 mphDamage to roofs, siding and gutters; large branches snap; power out for several days
296 to 110 mphMajor roof and siding damage; many trees down; near-total power loss for days to weeks
3 (major)111 to 129 mphDevastating damage, including roof decking; electricity and water out for days to weeks
4 (major)130 to 156 mphCatastrophic damage; loss of most of the roof or some exterior walls; area uninhabitable for weeks to months
5 (major)157 mph or higherCatastrophic damage; many homes destroyed; area uninhabitable for weeks to months

The category measures only wind. NHC says the scale does not account for storm surge, rain flooding or tornadoes, and any of those can kill in a storm of any category. A Category 1 or a tropical storm can still flood your street.

Reading the forecast: the cone, watches, warnings and surge

The forecast cone shows where the center of the storm is likely to go, and nothing more. NHC builds it from circles placed along the forecast track. Each circle is sized so that about two-thirds of past forecast errors fell inside it. The NWS says the center stays inside the cone roughly 60 to 70 percent of the time, which means it ends up outside about a third of the time.

What the cone does not show
  • How big the storm is. The cone tracks the center only, and wind, rain and surge can spread far beyond it.
  • Where the damage will be. The NWS says hazards such as tornadoes and inland flooding can happen well outside the cone, and a storm's effects can reach hundreds of miles.
  • Certainty farther out. For the 2026 Atlantic season NHC sizes the circle at 25 nautical miles for 12 hours out and 200 nautical miles for 5 days out. The wide end of the cone is wide because the forecast is less sure.
Alerts and what they mean (NWS)
AlertMeaningUsual lead time
Tropical Storm WatchWinds of 39 to 73 mph are possibleWithin 48 hours
Tropical Storm WarningWinds of 39 to 73 mph are expectedWithin 36 hours
Hurricane WatchWinds of 74 mph or more are possible48 hours before tropical-storm-force winds are expected
Hurricane WarningHurricane conditions are expected36 hours before tropical-storm-force winds are expected
Storm Surge WatchLife-threatening flooding from rising seawater moving inland is possibleGenerally within 48 hours
Storm Surge WarningLife-threatening flooding from rising seawater moving inland is a dangerGenerally within 36 hours
Extreme Wind WarningSustained winds of 115 mph or more, usually in the eyewall, are expectedWithin 1 hour

Pay attention to how the lead times are counted. The NWS times a hurricane watch from when tropical-storm-force winds arrive, not from landfall, because it may not be safe to prepare once winds reach that strength. When a hurricane warning goes up, the NWS says all preparations should already be finished.

Storm surge is the abnormal rise in water that a storm pushes above the normal tide. NHC says surge can reach well over 20 feet, run along hundreds of miles of coastline and travel several miles inland. It is worst when it arrives on a normal high tide, and waves ride on top of it. NHC notes that seawater weighs about 1,700 pounds per cubic yard, which is why surge can knock down buildings.

During an active storm, NHC issues advisories at least every 6 hours, and every 3 hours once coastal watches or warnings are up. Your local NWS office also posts local statements and threat graphics for wind, surge, flooding and tornadoes. Check those for your town, not just the national map.

Know your zone: run from water, hide from wind

Coastal planners use an old rule of thumb that appears in NWS Jacksonville preparedness material: run from the water, hide from the wind. If storm surge can reach your home, you leave. If your only risk is wind, a sturdy home is often the better place to be, and the NWS handout suggests looking at other options before going to a public shelter.

Evacuation zones are drawn mostly from surge risk, not distance from the beach. Local officials order evacuations by zone, so you need to know your zone letter or number before a storm. On the coast, look up your home, your workplace and your children's schools. North Carolina's program suggests the same.

How zones work in practice
  • Zones are ordered from most to least vulnerable. In North Carolina and Florida, Zone A is generally evacuated first. Not every zone is evacuated for every storm.
  • Mobile homes are a special case. Florida's Division of Emergency Management says people in mobile homes, unsafe structures or low-lying flood-prone areas should follow evacuation orders, and Mississippi's MEMA calls mobile homes and temporary structures especially dangerous in hurricanes.
  • High-rises are not automatically safe. MEMA notes that wind is stronger higher up, which matters if you plan to ride out a storm on an upper floor.
  • Zones can change. Several states and counties redraw their maps, so check yours again every spring instead of relying on last year's.

The state-by-state table at the end of this page links each coastal state's lookup or the office that sets zones there.

Before the season: protect the house, the policy and the plan

Spring jobs that take time
  1. Check your flood insurance now. FEMA says most homeowners policies do not cover flooding, and a National Flood Insurance Program policy usually has a 30-day waiting period before it takes effect. FEMA lists exceptions, for example when a lender requires the policy. If you wait until a storm is in the cone, you are probably too late.
  2. Plan your window protection. The NWS says permanent storm shutters give windows the best protection. The alternative it describes is 5/8 inch exterior-grade or marine plywood, cut to fit and ready to put up. Cut and label the boards before the season starts.
  3. Clear drains and gutters, and decide where outdoor furniture and loose yard items will go. Ready.gov lists these as pre-storm tasks.
  4. Set up several ways to get alerts. Ready.gov points to the FEMA app, which can carry NWS alerts for up to five locations, plus local alert sign-ups. Several states run their own (see the table).
  5. If someone in your home needs help to evacuate, sign up early. Texas runs STEAR, a free and voluntary registry, through 2-1-1 or stear.texas.gov. TDEM says registering does not guarantee you will get a specific service. In Florida, the NWS Jacksonville handout says each county keeps a special-needs registry for evacuation and shelter help.
  6. Decide where you would go. Florida DEM says staying with friends or family who live outside the evacuation zone, or in a sturdier house, may be the safest and easiest option. Set that up with them ahead of time.
  7. Keep copies of your insurance policies and IDs in a secure, password-protected online account, as Ready.gov advises. You may have to file a claim from somewhere else.

When a storm is coming: leave, or shelter where you are

If you live in a surge risk area, the NWS says to be ready to evacuate and to allow time to pack and tell family. If officials order your zone out, leave right away. Ready.gov says the same for mandatory evacuation zones.

Plan around the arrival of tropical-storm-force winds, not landfall. Louisiana's state guide calls the moment 39 mph winds reach the coast H-hour. Its 2025 emergency guide times evacuation phases from the onset of tropical-storm-force winds: Phase I at 50 hours ahead for areas south of the Intracoastal Waterway that sit outside any levee system, Phase II at 40 hours ahead for levee-protected areas that are still vulnerable, and Phase III at 30 hours ahead for the east bank of the Mississippi in the New Orleans metro. The guide says your parish office has the final word on your address.

Contraflow, where highway lanes are reversed so all traffic heads inland, is used in some states. TxDOT publishes contraflow brochures for routes including I-10, I-45, US 290, US 59 and I-37, and Louisiana's guide maps contraflow on I-10, I-55 and I-59. Check road conditions before you leave: DriveTexas.org or 800-452-9292 in Texas, and 511la.org or 511 in Louisiana.

If you are not in an evacuation zone and stay home (NWS)
  1. Cover the windows before the wind arrives.
  2. Once conditions turn, go to a small interior room, closet or hallway on the lowest floor, with as many walls as possible between you and the outside.
  3. Stay away from windows, skylights and glass doors.
  4. Do not go outside during a lull. When the eye passes over, the calm is brief, and the wind then returns at hurricane force from the opposite direction.
  5. If an Extreme Wind Warning is issued, NWS Jacksonville advises responding as you would for a tornado. If you have helmets, blankets and pillows, use them to protect your head and body.
  6. Stay put until the wind and any tornado threat have passed, and keep more than one way to get warnings in case the power goes out.

If water starts coming into a home where you sheltered, go to the highest floor. Ready.gov warns not to climb into a closed attic, because rising water can trap you there. Only go up if you have a way out onto the roof. The NWS calls this a life-threatening situation, which is why the only safe plan in a surge zone is to leave before the water comes.

Hurricanes also bring tornadoes. NHC says those tornadoes are usually weak and short-lived but still dangerous, and that most form in rain bands well away from the center. Being far from the eye does not mean you are out of danger.

Rain flooding depends on how slowly a storm moves and how big it is, not on its category. NHC says tropical systems often bring more than 6 inches of rain, and flooding is the main hazard for people who live inland. Even far from the coast, if your area floods in heavy rain, treat a slow storm as a flood event.

After the storm: the quieter dangers

The NWS says carbon monoxide poisoning is one of the leading causes of death after storms in places without power. Most of the risks in the days after a hurricane come from generators, floodwater, downed lines, chainsaws and heat.

Generators and carbon monoxide (CDC)
  • Never run a generator inside the house, basement or garage, even with doors and windows open.
  • Put it outdoors and more than 20 feet from any window, door or vent.
  • Use a battery-powered or battery-backup CO detector whenever a generator or other fuel-burning equipment is running. If it sounds, get out and call 911.
  • Do not bring grills, camp stoves or charcoal indoors to cook or heat.
Floodwater and power lines
  • Do not walk, swim or drive through floodwater. Ready.gov says 6 inches of fast-moving water can knock you down and 1 foot of moving water can sweep a vehicle away. CDC says a vehicle can be swept away or stall in just 6 inches of moving water.
  • CDC and Ready.gov both warn that floodwater can carry sewage, chemicals, debris, wildlife and electricity from downed lines. Keep children out of it.
  • Stay clear of fallen power lines and report them to the utility. Do not drive through standing water with lines in it.
  • If an appliance got wet while plugged in, turn power off at the main breaker and have an electrician check it before use. Do not touch electrical equipment while standing in water.
  • Stay out of a damaged building until local authorities say it is safe, and leave if you hear shifting or unusual noises.
Chainsaws (CDC)
  • CDC says about 36,000 people a year are treated in emergency rooms for chainsaw injuries, and the risk goes up after hurricanes.
  • Leave felling and storm-tangled trees to someone trained. Bent or trapped limbs store energy and can spring back with enough force to kill.
  • Wear a hard hat, eye and hearing protection, heavy gloves, cut-resistant chaps and boots that cover the ankle.
  • Keep other people at least two tree lengths (CDC says 150 feet) away from felling, and at least 30 feet from limb cutting.
  • Treat every line as live until the utility confirms it is not.
Heat and food
  • Losing power in hot weather can be deadly, CDC warns. Drink plenty of nonalcoholic fluids, cut back on activity, take cool showers, wear light clothing, know where cooling is available and check on older neighbors and small children.
  • Keep the refrigerator and freezer shut. CDC says food stays safe about 4 hours in a closed refrigerator, 48 hours in a full freezer and 24 hours in a half-full one.
  • Throw out any food that touched floodwater. Do not taste food to check it.

For texting instead of calling, photographing damage for insurance and stress support, Ready.gov and CDC both have guidance. SAMHSA's Disaster Distress Helpline is 1-800-985-5990, call or text.

State-by-state: where to find your zone

Evacuation zone lookups and alerts by state
StateWhere to lookNotes
TexasYour county emergency management office; TDEM STEAR registry (stear.texas.gov or 2-1-1); TxDOT evacuation routes and DriveTexas.orgZones are set locally, and in the Houston-Galveston area they are based on zip codes. Highway conditions: 800-452-9292
LouisianaGOHSEP Get a Game Plan (gohsep.la.gov) and your parish OHSEP officeThe state uses evacuation phases timed to tropical-storm-force winds; roads: 511la.org; shelters: 2-1-1
MississippiMEMA hurricanes page (msema.org), which links evacuation zone and surge maps for Hancock, Harrison and Jackson countiesMEMA mobile app on iOS and Android
AlabamaAlabama EMA (ema.alabama.gov) for alerts; Mobile and Baldwin county EMAs set the coastal zonesSign up for ALert emergency alerts through Alabama EMA
FloridaFlorida Division of Emergency Management Know Your Zone map (floridadisaster.org/knowyourzone)Type in your address; lettered zones starting with A, the most vulnerable
GeorgiaGEMA Know Your Hurricane Evacuation Zone (gema.georgia.gov)Search by address or use your current location
South CarolinaSCEMD Know Your Zone (scemd.org)The interactive map also shows surge risk; free SC Emergency Manager app
North CarolinaNC Know Your Zone (ncdps.gov/knowyourzone)21 coastal counties; Zones A to E, and some counties have only A and B
VirginiaVDEM Know Your Zone (vdem.virginia.gov/know-your-zone)23 participating localities; Zones A to D

Local agencies, maps and alerts

The rest of what you need

General advice lives in the full guide, free to read, print, or carry offline in the app.

Other regional editions

Hurricane preparedness for the Gulf and Atlantic coasts: a checklist and what to do | HiveJournal